INSURANCE AGENT: My dear sir, that is a fine house--pray let me insure it. HOUSE OWNER: With pleasure. Please make the annual premium so low that by the time when, according to the tables of your actuary, it will probably be destroyed by fire I will have paid you considerably less than the face of the policy. INSURANCE AGENT: O dear, no--we could not afford to do that. We must fix the premium so that you will have paid more. HOUSE OWNER: How, then, can _I_ afford _that_? INSURANCE AGENT: Why, your house may burn down at any time. There was Smith's house, for example, which-- HOUSE OWNER: Spare me--there were Brown's house, on the contrary, and Jones's house, and Robinson's house, which-- INSURANCE AGENT: Spare _me_! HOUSE OWNER: Let us understand each other. You want me to pay you money on the supposition that something will occur previously to the time set by yourself for its occurrence

Lugar: ¶799
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INSURANCE AGENT: My dear sir, that is a fine house--pray let me insure… — The Devil's Dictionary